Your company contributes pre-tax
A £50,000 employer contribution to a SSAS typically saves your company £12,500–£13,250 in Corporation Tax in the year it is paid. The full amount goes into your pension; the saving stays with the business.
How Much Are You Overpaying HMRC?
Most company directors pay more Corporation Tax than they need to. This free calculator shows you the gap — based on your profit and HMRC's own SSAS pension allowance. Takes under a minute.
Rated 4.9/5 by Business Directors
Rated 4.9/5 by Business Directors
Your free calculation
How much Corporation Tax could your company save?
Three quick inputs and a short eligibility check per director. We will show your saving the moment we know it is accurate.
Use the post-salary, pre-corporation-tax profit figure from your most recent accounts. Type any number or use the sliders.
How much profit do you expect this year?
£
£50k£1.5m
Trading profit - last year's figure, this year's estimate, or a projection.
How many directors are in the company?
min 1max 5
Each director's contribution capacity is calculated separately.
How much do you plan to draw as dividends?
£
£0£800k
Cash drawn as dividends limits how much can go into the pension.
With £200,000 profit, your company can distribute about £150,750 after Corporation Tax - leaving roughly £69,047 of cash headroom for pension contributions.
HMRC lets you carry forward up to 3 years of unused pension allowance - but only if you were a member of a registered scheme in those years. Three quick questions per director.
Directors confirmed: 0 of 2
Awaiting eligibility
Finish the eligibility questions to see your saving
We will not show a saving until each director's eligibility is confirmed - HMRC requires registered scheme membership in each year you carry forward from.
Year 1 saving
£-
5-year saving
£-
How we got here
Awaiting eligibility
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Director-by-director assumptions, HMRC references, and a worked example you can share with your accountant.
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Estimate based on current HMRC rules (2025/26 tax year). Wholly-and-exclusively test, scheme acceptance, and your individual allowance situation may change the actual figure. Pension contributions must be paid (not accrued) in your accounting period to qualify. TLPI is a tax planning specialist, not FCA-regulated. SSAS pensions are exempt from FCA regulation.
How this actually works
A SSAS pension turns your Corporation Tax into your retirement
Three things happen when you contribute to a SSAS - each one builds on the last.
Your pension grows tax-free
Money inside the SSAS grows free of income tax and capital gains tax. Trustees can hold commercial property, lend to your business, or invest as you and your fellow trustees decide.
You can lend it back to the business
Up to 50% of your fund can be lent back to your company at HMRC-approved rates (currently base rate + 1%). Your pension earns the interest; your company gets working capital.
TLPI sets up the scheme, registers it with HMRC, and handles the ongoing trustee work. No setup cost. No hidden fees.
We get 5 stars from our Clients.
Business owners consistently rate us for our expertise, clarity, and genuinely supportive service.
Paul Reid
01.09.2024
I am nearly through the setup process for my SSAS. HMRC have taken about 12 weeks to approve the scheme. TLPI have been...
Colin Woodhouse
04.02.2026
Excellent service, held my hand and guided me through the whole SSAS Process. Very pleased with TLPI and their staff...
Tina Nguyen
01.05.2025
I had the pleasure of working with Akash Bajij while setting up my Family Investment Company, and I couldn’t recommend...
Kenneth Irabor
21.08.2024
I am incredibly pleased with the service provided by TLPI in setting up my SSAS pension. The team was professional,...
Glenn White
01.01.2026
TLPI has been fantastic from start to finish. From my first conversation with Gareth Robertson I had absolute...
Tommy Meads
19.09.2024
We used Jordan @ TLPI to set up a family trust for our company to purchase a commercial property. He was efficient,...
Preet Singh
01.12.2025
Awesome people, good service and trustable, specially Mr. Akash. Many Thanks
Chris Airey
08.12.2025
It is great to be working with people who want you to win. My key contacts Spencer and Isi know their business -...
Liam Thomas
15.08.2024
Jordan looked after us incredibly well from start to finish. Dealing with tax can be a complicated process but Jordan...
Richard Smith
11.07.2024
TLPI provide a brilliant service full stop. From our initial conversations they have been extremely helpful, diligent...
Cris Emson
29.05.2024
I much appreciate the help and guidance TLPI have given me in setting up a Family Investment Company, and now we have...
Keith Jones
17.08.2023
Tlp have been fantastic with there advice and help in setting up my retirement plans , putting structures into place to...
Vipin Varsani
03.08.2023
Very helpful through the whole process and after.
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