Fact sheet
The Small Self-Administered Scheme
A UK registered pension built exclusively for limited company owners - take control of your pension funds and invest them, at your discretion, in your business, property and many other asset classes, at any age.
What you can do
Put your pension to work
Four things limited company owners use a SSAS for - tap any card to explore it.
Buy and hold property
Use your pension to buy commercial property and a wide range of other assets.
Explore investmentsReduce Corporation Tax
Structured well, a SSAS can cut your Corporation Tax to as little as 0%.
See howProtect your legacy
Grow your wealth and help protect your family legacy for the future.
Plan aheadFund your business
Give your company a cash injection with a loan back from your pension.
About the loanbackThe facts
Ten things to know about a SSAS
The essentials, at a glance.
For company owners
A SSAS is a UK registered pension available exclusively to limited company owners.
Pool up to 11 members
You plus up to 10 others - family or key staff - can pool pensions for greater investment power.
Bring old pensions together
Transfer in frozen, dormant or current pensions and put them to work in one scheme.
The SSAS loanback
Lend up to 50% of the scheme back to your company, repaid over five years within HMRC rules.
Invest in commercial property
Buy offices, units or land - rent grows the pension free of Income Tax within the scheme.
Wide investment choice
Shares, bonds, gold, commercial property and loans to third parties - more than a standard pension.
Tax-efficient growth
Growth is free of Capital Gains Tax, with no Income Tax on investment profits, within the scheme.
Start at any age
Set up and invest at any age; drawing benefits follows the minimum pension age (55, rising to 57 from April 2028).
Recognised and registered
A SSAS is registered with HMRC and The Pensions Regulator - a standard, recognised structure.
Built for succession
A SSAS can pass down the generations, helping you build and hand on a lasting legacy.
How we help
Set up and fully supported
TLPI handles the heavy lifting so you can focus on the strategy.
Why TLPI
Trusted expertise, lasting impact
Where to go next
Explore the detail
Every link goes straight to the right place on the TLPI website.
Talk through your SSAS strategy
Book a free, no-obligation consultation and one of our experienced consultants will help you decide whether a SSAS is right for you and your business.
Book your free consultation