Your result: a Family Investment Company

A structure built for family wealth

A Family Investment Company — or FIC — is a private limited company set up specifically to hold and grow family wealth. Unlike a personal estate, it is designed from the outset to keep control in your hands while moving assets outside the reach of Inheritance Tax over time.

You, as the director, retain full control. Family members can hold shares — typically different classes — giving you the flexibility to pass economic value to the next generation without giving up the reins day to day. The company can hold a wide range of assets, including property, investments and cash.

Why it fits your situation

If protecting family wealth or planning for succession came out as your top priority, an FIC addresses this directly. It creates a formal structure around your wealth that makes it easier to plan, protect, and pass on — without relying on informal arrangements or hoping the rules do not change.

An FIC works within HMRC rules and is a well-established structure used by families across the UK. It is not a tax avoidance scheme — it is deliberate, transparent planning.

What TLPI is not

TLPI is a tax planning specialist and HMRC registered scheme administrator — not a regulated financial adviser and not authorised by the FCA. We help company directors put the right structures in place; we do not provide regulated investment advice. For investment decisions, you should speak to an FCA-regulated adviser.

The recommendation above is a general starting point based on the priority you selected — not a personal recommendation based on a full review of your circumstances.