Jacob and Julie Rundle

Julie Rundle and her son Jacob were looking for a favourable property investment tax strategy for investing Julie’s savings, hoping to achieve three main outcomes:

To provide a vehicle for investing her funds at a higher return than the minimal interest rate they were currently achieving
To provide an income that would offset the currently high mortgage interest rates
To create a legacy, ring-fence the wealth and mitigate inheritance tax for her two grown-up children

The Situation and Goals

Property investors already, Julie and Jacob favoured less traditional asset classes. They were keen to understand what different asset classes could be available to them, via different tax and investment products and strategies. In addition, Julie had a lump sum sat waiting to invest in assets that would achieve more for her than the current minimal gains they were currently receiving.

For Julie, an income from her investments was key, to offset the current interest charges. Equally important was the ability to protect the assets for her son and daughter. A property investment tax strategy was needed.

”We didn’t know anything about the Family Investment Company, but Lewis explained it well. We’ve had financial advisors in the past but they didn’t mention anything about it.”

Jacob and Julie had already spent some time speaking to various financial advisors and looking at suitable products. However, the search was not proving fruitful until Julie’s partner suggested speaking to TLPI. His relationship with TLPI was related to pensions, but as he was aware that TLPI offer tax planning and strategy advice, suggested Jacob made contact.

After an initial phone conversation, it became clear that a Family Investment Company was the ideal route for Julie’s funds, with a FIC looking the ideal product to answer their questions:

Can the strategy provide my mother with an income?
Is there potential to achieve higher rates than I am achieving at the moment?
Will this provide a solution to reducing inheritance tax and protecting assets for the family?

The Approach

Planning ahead

A free consultation takes place to understand your situation. What are you trying to achieve? How TLPI can help? The next step is to discuss the strategies and understand the products. If the options apply, then TLPI can help establish your bespoke plan.

Jacob explained: “I remember speaking to our consultant Lewis. He explained the great many asset classes that were available, and that we could choose which to invest in using our FIC.”

Jacob and Julie started to explore options that they had not previously considered. TLPI showed many different options available to them.

Jacob went on to say, “it was clear that the FIC had a fit for everybody in some way. There was more scope!”

“We already have a couple of buy-to-lets in our personal name, which will remain in the estate, but we plan to buy more through the FIC. We just didn’t want to buy them and add to the problem of a growing bigger tax burden. If we had seen the FIC earlier, we would be in an even better position…….but that’s the past, can’t change it!”

Julie’s goals were achievable: offsetting the mortgage interest rate increases and Section 24 mortgage tax relief cuts. Providing an income and ring-fencing future assets. For Jacob and his sister, this gives peace of mind. Julie can continue to afford the existing buy-to-let mortgages. Inheritance Tax avoided. The family’s legacy protected.

Working with our clients, we aim to:

Understand their personal situation
Apply expertise and knowledge of over one thousand tax benefits and subsidies available to company directors
Provide the knowledge and understanding needed to make informed decisions about ALL their wealth assets and options
Apply 360° strategies to mitigate tax liability
Achieve the control and flexibility required to leverage current wealth to grow the business and assets
Free up time, by consolidating the many areas of the business and personal financial situation into one strategy for optimising tax and growth

Back

5 stars

We get 5 stars from our Clients.

Business owners consistently rate us for our expertise, clarity, and genuinely supportive service.

Paul Reid

01.09.2024

I am nearly through the setup process for my SSAS. HMRC have taken about 12 weeks to approve the scheme. TLPI have been quick in getting the SSAS setup process started and have monitored the HMRC approval, responding to questions HMRC asked. TLPI prepared the new bank account application and pension transfer request, ready to submit upon HMRC approval, of the SSAS. Time to complete the setup is as short as possible with TLPIs proactive setup process.

Colin Woodhouse

04.02.2026

Excellent service, held my hand and guided me through the whole SSAS Process. Very pleased with TLPI and their staff who are all very helpful in all respects.

Tina Nguyen

01.05.2025

I had the pleasure of working with Akash Bajij while setting up my Family Investment Company, and I couldn’t recommend him more highly. He’s not only extremely knowledgeable, but also genuinely takes the time to listen and provide thoughtful, tailored advice. Akash guided me through the entire process with clarity and professionalism, making what initially felt complex much more manageable. A truly good guy—honest, approachable, and always willing to help. I’m really grateful for his support and would happily recommend him to anyone looking for expert guidance in this area

Kenneth Irabor

21.08.2024

I am incredibly pleased with the service provided by TLPI in setting up my SSAS pension. The team was professional, knowledgeable, and supportive throughout the entire process. They guided me every step of the way, ensuring that everything was handled smoothly and efficiently. Thanks to their expertise and commitment, I've already seen an initial successful investment, which has given me great confidence in their abilities. I highly recommend TLPI to anyone looking for top-notch support in managing their pension and investments.

Glenn White

01.01.2026

TLPI has been fantastic from start to finish. From my first conversation with Gareth Robertson I had absolute confidence they were the right company for me and my pension assets. After enduring the long HMRC approval process, my SSAS is now fully established and funded, and we are already working on plans to invest and grow it. Gareth and the rest of the team dealt with the entire process extremely professionally, keeping me up to date throughout and responding to my many questions and queries quickly and effectively. I fully recommend TLPI and am looking forward to working with the team for many years to come to maximise my pension assets.

Tommy Meads

19.09.2024

We used Jordan @ TLPI to set up a family trust for our company to purchase a commercial property. He was efficient, informative and professional every step of the way. If there were any queries during the whole process they were resolved promptly. This was our first dealings with family trusts and TLPI's guidance during this time was highly valued! I would highly recommend them!

Preet Singh

01.12.2025

Awesome people, good service and trustable, specially Mr. Akash. Many Thanks

Chris Airey

08.12.2025

It is great to be working with people who want you to win. My key contacts Spencer and Isi know their business - practical and expert.

Liam Thomas

15.08.2024

Jordan looked after us incredibly well from start to finish. Dealing with tax can be a complicated process but Jordan simplfies everything and takes the time to answer all of your questions in detail. Would highley reccomend.

Richard Smith

11.07.2024

TLPI provide a brilliant service full stop. From our initial conversations they have been extremely helpful, diligent and thorough. I can't thank them enough for their advice, pointers and guidance that they have provided so far. They have made something which to me is extremely complex and confusing feel very straight forward.

Cris Emson

29.05.2024

I much appreciate the help and guidance TLPI have given me in setting up a Family Investment Company, and now we have reached the end of the first year we are now preparing the first set of annual accounts. Again TLPI are proving invaluable is giving help and advice, and I am sure none of this would be possible without their expert support.

Keith Jones

17.08.2023

Tlp have been fantastic with there advice and help in setting up my retirement plans , putting structures into place to help with future generational hand over of assets, great advice from Jordan Sharpe, easy to deal with and always on hand for help when needed, well done all, 👏 ✔️

Big thanks to sue for all your outstanding work, sue kept me updated with my pension transfer every step of the way, I would have no problem referring them on to anyone who needs sound advice and financial pension planning, thanks again for all your help,

Vipin Varsani

03.08.2023

Very helpful through the whole process and after.